Wednesday, April 20, 2011

Fr. Jose Maniyangat: A Priest who saw Heaven, Hell, and Purgatory.

Fr. Jose Maniyangat is currently the pastor of St. Mary’s Mother of Mercy Catholic Church in Macclenny, Florida. Here is his personal testimony:

I was born on July 16, 1949 in Kerala, India to my parents, Joseph and Theresa Maniyangat. I am the eldest of seven children: Jose, Mary, Theresa, Lissama, Zachariah, Valsa and Tom.

At the age of fourteen, I entered St. Mary’s Minor Seminary in Thiruvalla to begin my studies for the priesthood. Four years later, I went to St. Joseph’s Pontifical Major Seminary in Alwaye, Kerala to continue my priestly formation. After completing the seven years of philosophy and theology, I was ordained a priest on January 1, 1975 to serve as a missionary in the Diocese of Thiruvalla.

On Sunday April 14, 1985, the Feast of the Divine Mercy, I was going to celebrate Mass at a mission church in the north part of Kerala, and I had a fatal accident. I was riding a motorcycle when I was hit head-on by a jeep driven by a man who was intoxicated after a Hindu festival. I was rushed to a hospital about 35 miles away. On the way, my soul came out from my body and I experienced death. Immediately, I met my Guardian Angel. I saw my body and the people who were carrying me to the hospital. I heard them crying and praying for me. At this time my angel told me: “I am going to take you to Heaven, the Lord wants to meet you and talk with you.” He also said that, on the way, he wanted to show me hell and purgatory.

Hell

First, the angel escorted me to hell. It was an awful sight! I saw Satan and the devils, an unquenchable fire of about 2,000 degrees Fahrenheit, worms crawling, people screaming and fighting, others being tortured by demons. The angel told me that all these sufferings were due to unrepented mortal sins. Then, I understood that there are seven degrees of suffering or levels according to the number and kinds of mortal sins committed in their earthly lives. The souls looked very ugly, cruel and horrific. It was a fearful experience. I saw people whom I knew, but I am not allowed to reveal their identities. The sins that convicted them were mainly abortion, homosexuality, euthanasia, hatefulness, unforgiveness and sacrilege. The angel told me that if they had repented, they would have avoided hell and gone instead to purgatory. I also understood that some people who repent from these sins might be purified on earth through their sufferings. This way they can avoid purgatory and go straight to heaven.

I was surprised when I saw in hell even priests and Bishops, some of whom I never expected to see. Many of them were there because they had misled the people with false teaching and bad example.

Purgatory

After the visit to hell, my Guardian Angel escorted me to purgatory. Here too, there are seven degrees of suffering and unquenchable fire. But it is far less intense than hell and there was neither quarreling nor fighting. The main suffering of these souls is their separation from God. Some of those who are in purgatory committed numerous mortal sins, but they were reconciled with God before their death. Even though these souls are suffering, they enjoy peace and the knowledge that one day they will see God face to face.

I had a chance to communicate with the souls in purgatory. They asked me to pray for them and to tell the people to pray for them as well, so they can go to heaven quickly. When we pray for these souls, we will receive their gratitude through their prayers, and once they enter heaven, their prayers become even more meritorious.

It is difficult for me to describe how beautiful my Guardian Angel is. He is radiant and bright. He is my constant companion and helps me in all my ministries, especially my healing ministry. I experience his presence everywhere I go and I am grateful for his protection in my daily life.

Heaven

Next, my angel escorted me to heaven passing through a big dazzling white tunnel. I never experienced this much peace and joy in my life. Then immediately heaven opened up and I heard the most delightful music, which I never heard before. The angels were singing and praising God. I saw all the saints, especially the Blessed Mother and St. Joseph, and many dedicated holy Bishops and priests who were shining like stars. And when I appeared before the Lord, Jesus told me: “I want you to go back to the world. In your second life, you will be an instrument of peace and healing to My people. You will walk in a foreign land and you will speak in a foreign tongue. Everything is possible for you with My grace.” After these words, the Blessed Mother told me: “Do whatever He tells you. I will help you in your ministries.”

Words can not express the beauty of heaven. There we find so much peace and happiness, which exceed a million times our imagination. Our Lord is far more beautiful than any image can convey. His face is radiant and luminous and more beautiful than a thousand rising suns. The pictures we see in the world are only a shadow of His magnificence. The Blessed Mother was next to Jesus; She was so beautiful and radiant. None of the images we see in this world can compare with Her real beauty. Heaven is our real home; we are all created to reach heaven and enjoy God forever. Then, I came back to the world with my angel.

While my body was at the hospital, the doctor completed all examinations and I was pronounced dead. The cause of death was bleeding. My family was notified, and since they were far away, the hospital staff decided to move my dead body to the morgue. Because the hospital did not have air conditioners, they were concerned that the body would decompose quickly. As they were moving my dead body to the morgue, my soul came back to the body. I felt an excruciating pain because of so many wounds and broken bones. I began to scream, and then the people became frightened and ran away screaming. One of them approached the doctor and said: “The dead body is screaming.” The doctor came to examine the body and found that I was alive. So he said: “Father is alive, it is a miracle! Take him back to the hospital.”

TecBux

Now, back at the hospital, they gave me blood transfusions and I was taken to surgery to repair the broken bones. They worked on my lower jaw, ribs, pelvic bone, wrists, and right leg. After two months, I was released from the hospital, but my orthopedic doctor said that I would never walk again. I then said to him: “The Lord who gave me my life back and sent me back to the world will heal me.” Once at home, we were all praying for a miracle. Still after a month, and with the casts removed, I was not able to move. But one day while praying I felt an extraordinary pain in my pelvic area. After a short while the pain disappeared completely and I heard a voice saying: “You are healed. Get up and walk.” I felt the peace and healing power on my body. I immediately got up and walked. I praised and thanked God for the miracle.

I reached my doctor with the news of my healing, and he was amazed. He said: “Your God is the true God. I must follow your God.” The doctor was Hindu, and he asked me to teach him about our Church. After studying the Faith, I baptized him and he became Catholic.

Following the message from my Guardian Angel, I came to the United States on November 10, 1986 as a missionary priest… Since June 1999, I have been pastor of St. Mary’s Mother of Mercy Catholic Church in Macclenny, Florida.

Fr. Jose Maniyangat

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Tokay Gecko (Tuko), Cancer , AIDS and other Health Benefits

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The catching and trading in Tokay geckos have become a lucrative side business due to its high market value.
Many people said that Tokek or Tokay Gecko can cure AIDS. There is no cure for AIDS so far according to World health organization (WHO). The rumor about Tokek can cure AIDS is not supported by any medical studies. Most people said that Tokay Gecko tongue been used in medical studies because of the chemical substance that can help to prevent HIV from spreading. That's why the price of this Tokay gecko depend on how heavy this animal because the bigger it is, the bigger it tongue will be.

Another benefits of tokek in Medicine is that it has anti-tumor effects. China experts develop drugs treatment organ tumors from the gecko, because the organ is able to suppress growth and the addition of tumor cells. The team headed by Prof. Wang from Henan University, China, shows that the active substance gecko not only enhance the immune system response of an organism, but also induces apoptosis of tumor cells (which kill himself) and suppress expression of VEGF and bFGF protein, factor endowments of developing cancer. Their findings were published in the World Journal of Gastroenterology. Gecko effectively utilized to remove malignant tumors, particularly tumors in the digestive system is used as an alternative treatment, namely surgery, radiotherapy, and chemotherapy. Gecko has anti-tumor effects in vitro and in vivo; induction of tumor cell apoptosis and the down-regulation of protein expression of VEGF and bFGF may be contributed to anti-tumor effects of Gecko.

Another useful benefits of gecko in medicine that it has a very useful antibodies for humans to neutralize toxins in the body we know as an allergy to some classification of all types of skin allergies or respiratory allergies such as asthma, hives, scabies, eczema and others. The Ha Chieh Ting Chuan Wan (also known as Gecko Asthma Capsule) or Gecko Dingchuan Capsule can be taken daily for relieving asthma and cough. Some people also believe that gecko can cure impotence, enhance male sexual function and increase stamina.

The rumors that Holland buyer come to Malaysia buying tokek for a million ringgit make people looking for this animal. This Tokay gecko are keep as pets in the US for a cheaper price. Other then asthma and anti tumor effects, there is no medical journal that shows studies on Tokek as an AIDS medicine.

In the Philippines, gecko may be priced according to its weight, this may range from the following; 300gms-60,000, 400gms-150.000, 500gms -250,000, 1 klg-1,000,000 or more in Philippine peso. The image above was taken from the place in Bohol, Philippines (1 year ago).

I've heard a story about this Dabawenyo (Native in Davao City, Philippines) who is a bank employee who sold "tuko" to a certain Chinese buyer, true, this person became an instant millionaire! Now, he resigned from his job maybe enjoying the benefits of selling this very timid species. and now, some people (local Dabawnyos) are now on hunting of this tokay, a craze somewhat in the place.
Well, the Tokay gecko is the second largest gecko in the world. Tokay Gecko males can reach 12-14" in total length. Female Tokay geckos are slightly smaller averaging 8-10" long.

An adult tokay gecko averages 5-7 ounces in weight, but particularly large males may achieve weights closer to 11.5 ounces. Hatchling tokay geckos start life at 3.5"-4" and reach breeding age in 9-12 months, but it may take up to 2 years for a tokay gecko to reach is full adult size.
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Male tokay geckos are a blue-grey body color with spotting that varies in color from redish-orange to whitish-yellow. Females tokays are a grey body color with the same spotting and generally not as brightly colored as the males. Both sexes have the ability to lighten and darken their skin to some degree to help them blend into their surroundings.

Wednesday, April 13, 2011

Investment Real Estate

Real estate that generates income or is otherwise intended for investment purposes rather than as a primary residence. It is common for investors to own multiple pieces of real estate, one of which serves as a primary residence, while the others are used to generate rental income and profits through price appreciation. The tax implications for investment real estate are often different than those for residential real estate.

Investopedia explains Investment Real Estate
Common examples of investment properties are apartment buildings and rental houses, in which the owners do not live in the residential units, but use them to generate ongoing rental income from tenants. Those who invest in real estate also expect to generate capital gains as property values increase over time.
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Real Estate Investment, Real Estate Investing
Real estate investment involves the commitment of funds to property with an aim to generate income through rental or lease and to achieve capital appreciation. Real estate refers to immovable property, such as land, and everything else that is permanently attached to it, such as buildings. When a person acquires real estate, s/he also acquires a set of rights, including possession, control and transfer rights.

Understanding real estate investment is crucial because it usually involves a substantial investment and a long-term one. Moreover , the real estate market can be unpredictable. This is particularly important when one goes beyond buying a home to actually 'investing' in real estate. There are a number of ways in which an investor can participate in the real estate market.

Real Estate Investment: Rental

One can opt for real estate investment with an aim to rent the property out to a tenant. The owner (landlord) earns a continuous stream of rent from the tenant, but is responsible for paying the mortgage, taxes and any costs associated with maintaining the property. The owner also benefits from capital appreciation (a rise in the value of the property over time). The landlord runs the risk of not finding a tenant and could suffer negative monthly cash flows, with mortgage payments and maintenance expenses still to be borne. As compared to owning stocks and bonds, rental real estate requires a significant amount time and effort to be devoted by the landlord.

Real Estate Investment Groups

Real estate investment groups are similar to small mutual funds. They are set up for rental properties. While an investor may own one or more units, a professionally managed company acquires, builds, maintains and lets out all the units on the properties in exchange for a percentage of the monthly rent.

Real Estate Trading

Real estate traders hold properties for only a short span of time (less than four months), aiming to sell them at a profit. This process is called flipping properties. Investors aim at purchasing significantly undervalued or very hot properties. Such owners may or may not invest money into improving the property before putting it back on sale. A bear market could result in substantial losses for a real estate trader, since the investment is large.

Resources

Listings of available REO properties are a great starting point to exploring available real estate investment opportunities.

Real Estate Investment Trusts (REITs)

A real estate investment trust (REIT) is a corporation that invests in real estate. REITs trade on major exchanges. A REIT uses investors' money to acquire and operate properties.

The benefits of REITs are:

  • REITs provide fairly regular income.
  • Investors gain exposure to non-residential investments (like malls and office buildings).
  • REITs are highly liquid.
  • REITs are required by law to distribute 90% of their taxable income in the form of dividends to shareholders.

Before making a choice regarding the kind of real estate participation, an investor must evaluate his/her investment capacity and risk appetite.



How to Avoid High Interest Rates on Credit Cards

For loans and credit cards, avoid or limit interest charges. While it may sound like a bargain to pay the minimum due on your credit card so you have more money to spend on other things, the long-term costs of this strategy can be staggering. That's because credit card interest rates can be quite high -- with the best of rates often being in the low double-digits. Instead, try to pay all or as much as possible of your outstanding credit card balance to avoid interest charges. "The amount you pay toward your credit card bill each month can have greater long-term consequences for your finances than how much money you save or invest each month," added FDIC Consumer Affairs Specialist Howard Herman. Similarly, many people send in more than the amount due on their mortgage and other loans so they can pay off the debt faster and reduce their total interest cost.

The Meaning and Definition of Debt

An amount owed to a person or organization for funds borrowed. Debt can be represented by a loan note, bond, mortgage or other form stating repayment terms and, if applicable, interest requirements. These different forms all imply intent to pay back an amount owed by a specific date, which is set forth in the repayment terms.